We display consumer credit card agreements in this database as submitted by the respective issuers. The CFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in this database and the agreement as made available to the public, or any omission or other error in the agreement as presented by the issuer. The drop-down list contains credit card issuers that have submitted credit card agreements under section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (CARD Act). If you can`t find a card issuer, it could be: Check all Synchrony credit card products for information on current prices and agreements for new accounts. If you are looking for information specific to your account, contact the bank or institution that issued your card. By law, the issuer must provide you with your agreement upon request. If you have difficulty obtaining your consent, let us know by filing a complaint. We have provided this database so that you can search for agreements between credit card issuers and their customers. The agreements in this database contain general terms and conditions, information on prices and fees. If none of these reasons apply and you still can`t agree, call them to ask for a copy of your agreement.
Under federal law, your credit card issuer is required to provide a copy of your agreement upon request. The CFPB maintains a database of credit card agreements for hundreds of card issuers. You can use the following tool to search for a chord based on the name of the exponent. These Terms apply only to your access to and use of the Site and do not modify the terms of any other agreement you may have with the Issuer, including the credit card agreement for a Card. Information may be collected, processed, used, disclosed and disclosed by Synchrony and its affiliates to provide and offer products and services and to facilitate potential transactions you may enter into with Synchrony and its affiliates. For more information about the collection, use, disclosure and disclosure of your information, please see Synchrony Internet`s Privacy Policy. The Internet Privacy Policy is incorporated by reference into this Website User Agreement. The information you provide through this website, as well as information about how you use this website, will be used, processed, communicated and disclosed to the extent permitted by law in accordance with this Website User Agreement, Synchrony Internet`s Privacy Policy, other agreements between the parties with respect to such information and others. If you have any questions about the agreements themselves, contact the card issuer directly.
The agreements filed contain general conditions, prices and information on fees. They are not specific to someone`s account information. All links to the Site must be approved in writing by Synchrony, except that Synchrony accepts links in which: (i) the link is a plain text link containing the Synchrony name or URL www.synchronyfinancial.com; (ii) the link, when activated by a user, displays that page in full-screen mode in a fully usable and navigable browser window and not in a “frame” on the linked website; and (iii) the appearance, position and other aspects of the link must not give the false impression that a company or its activities or products are affiliated with synchrony or sponsored by Synchrony, or damage or dilute the customer base associated with Synchrony`s name and trademarks. Synchrony reserves the right to withdraw its consent to the creation of links at any time, at its sole discretion. This Website User Agreement shall be governed by and construed in accordance with the laws of the State of New York and the federal laws of the United States of America, without its conflict of laws rules. For all disputes arising out of or in connection with the Site, you agree to submit to the personal and exclusive jurisdiction of the state and federal courts located in New York. This Agreement constitutes the entire agreement between the Publisher and you with respect to the Terms of Use of the Site. We have collected marketing agreements for credit card issuers with universities or affiliated organizations. We are also required to report to Congress on the status of college credit card agreements. This search method provides access to all credit card contracts associated with the CFPB`s latest quarterly collection of credit card contracts.
To access all agreements from the last or previous periods, please click on the corresponding contract link below. (Please note that the Bureau has not sought to reach agreements for 2015.